• Sarvodaya commercial co-operative Bank Ltd. Mehsana
Internet Banking  

FAQs

1. How to open a Savings account with the Bank?

To open an account with the Bank, the proposed account holder has to come personally along with the following documents:

INDIVIDUAL Accounts

  • Copy of Aadhaar.
  • Two Recent photographs
  • PAN valid and operative. If PAN is not produced, Form 60. (subject to certain condition)
  • If the current address shown in the Aadhaar is difference, any one OVD documents for the limited purpose showing the current address such as- Passport, driving license, Voter's Identity Card issued by election Commission of India, Job card issued by NREGA duly signed by an officer of the State Government, and letter issued by the National Population Register containing details of name and address.
  • In the case of OVD does not contain updated address, Utility bill which is not more than two months old (electricity, telephone bill, gas utility bill), Municipal tax bill of property, Pension pay order issued by Govt., letter of allotment of accommodation issued by the employer issued by the Government, public sector undertaking, banks, etc.

 

Customer should update Aadhaar or OVD with current address within a period of three months.

BALMITRA Account

  • Copy of Aadhaar/ School ID
  • Two Recent photographs
  • Valid and operative PAN. If PAN is not produced, Form 60. (subject to certain condition)
  • Date of Birth proof of Minor

2. What are the procedures for the opening of Current Account?

Two Photographs for each person is required in Current Account. Besides the documents stated above for an individual valid and operative PAN CARD is compulsory for opening a Current account.

Partnership Accounts

  • Registration Certificate.
  • Partnership deed.
  • Permanent Account number of the partnership firm.
  • Document, relating to beneficial owner, managers, officers or employees, as the case may be, holding an attorney to transact on its behalf.
  • The names of all the partners and their address proof and valid operative PAN Card
  • Address of the registered office, and the principal place of its business, if it is different.

HUF accounts

  • PAN CARD of the HUF should be given.
  • The proof stated above for an individual should be given for every adult member of the HUF.
  • The opening form should be signed by Karta and other Co-parceners (adult members) and the names of minor children should be mentioned in the opening form along with proof of date of birth.

Company accounts

In addition to the documents related to the individual operating persons following documents required to open company's current account.

  • Certificate of incorporation
  • Memorandum and Articles of Association
  • A resolution from the Board of Directors to open the account with the bank
  • A resolution from the Board of Directors power of attorney granted to its manager, officers or employees holding an attorney to transact on its behalf
  • Address of the registered office, and the principal place of its business, if it is different.

Association or Trust

In addition, the documents related to the individual operating persons as mentioned in Saving account following documents required to open trust account.

  • Registration Certificate
  • Trust deed
  • Permanent Account Number of the trust.
  • Documents i.e. valid PAN, ADDHAR relating to beneficial owner, managers, officers or employees, as the case may be, holding an attorney to transact on its behalf.
  • the names of the beneficiaries, trustees, settlor, protector, if any and authors of the trust.
  • the address of the registered office of the trust.
  • list of trustees and documents for those discharging the role as trustee and authorised to transact on behalf of the trust.

SOLE PROPRETOR’S ACCOUNT:

In addition to the documents related to the individual operating persons following documents required to open sole proprietor’s current account.

1. In addition to the above, any two of the following documents as a proof of business/ activity in the name of the proprietary firm shall also be obtained.
  (a) Registration certificate including Udhyam Registration Certificate
  (b) Certificate/license issued by the municipal authorities under Shop and Establishment Act
  (c) Sales and income tax returns.
  (d) CST/VAT/ GST certificate (Provisional/final).
  (e) Certificate/registration document issued by Sales Tax/Service Tax/Professional Tax authorities.
  (f) IEC (Importer Exporter Code) issued to the proprietary concern by the office of DGFT/ License/certificate of practice issued in the name of the proprietary concern by any professional body incorporated under a statute.
  (g) Complete Income Tax Return (not just the acknowledgment) in the name of the sole proprietor where the firm's income is reflected, duly authenticated/acknowledged by the Income Tax authorities.
  (h) Utility bills such as electricity, water, and landline telephone bills

3. I want to place some amount with the Bank for getting higher returns, is there any possibility?

You can place some fixed amount in any of our schemes for a specific period with specific rate of interest. You may have the option to get the interest on the deposits every quarter or with cumulative process of getting the principal after a specified period along with the accumulated interest. PAN CARD is compulsory for deposits of Rs.50000/- and above.

4. If you are having the particulars of the account of the person/s, firms, Co, to whom you have to send remittance, you may use the following facilities:

Through NEFT/RTGS, IMPS, UPI.

5. If I am having account one of your branches and whether I may deposit or withdraw from my account from other branches of your Bank.

Yes. You can do by using our Any Branch Banking system without any additional charge.

6. Without coming to the Bank or at the time, when I am out of station can I have access to my a/c?

Yes. You can utilize our Mobile Banking and Net Banking Service (view only), by registering at branch.

7. I am in need of funds on unforeseen circumstances or for my business purposes. Can I get it from the Bank?

Our Bank is having various loans and credit schemes and depending upon the necessity you may get the loan after the production of necessary documents and securities within a reasonable time.

8. What is the process of passbook/statement printing?

At regular intervals, you may get your passbooks duly filled in. You can get your account statement every month on your e-mail (it is compulsory to register your e-mail in your account).

9. For legal documents, I have to pay stamp duty. Is there any facility with the Bank?

Our Azad Chowk Branch is authorized for stamp franking by the Government of Gujarat (Stamps Department, Gandhinagar). You can get your unsigned documents with franking free of charge.

10. If I lost my Cheque-Book/Pass-Book somewhere, what I have to do?

You should immediately notify the Bank about the loss of cheque book or passbook. The stop-payment instructions will be carried for the lost cheques and the duplicate pass book will be issued after debiting the necessary charges in the account. You have to produce satisfactory evidence for your identity.

11. How can I block my Debit cum ATM Card?

You can block your Debit cum ATM Card yourself by simple SMS,

1. "SCCBLOCK your A/c No." and send SMS to 9712118811mobile number from your registered mobile
or

2. Visit our nearest branch
or

3. You can block from Net Banking & Mobile Banking services.

Help Desk